Effective Date: October 9, 2025
Last Updated: October 9, 2025
Welcome to SwiftBuyHub.com. These Terms of Service govern your access to and use of our website, blog, newsletters, affiliate links, and related services (collectively, the “Services” or “Site”).
By using the Site, you agree to these Terms, our Privacy Policy, and Cookie Policy. If you disagree, stop using the Site immediately.
1. Eligibility
You must be 18+ (or the age of majority in your jurisdiction) and capable of forming a binding contract. By using the Site, you confirm eligibility. We do not target children under 13 (COPPA) or 16 (GDPR).
2. Use of the Site
Permitted: Lawful, personal use; subscribing to newsletters; clicking affiliate links.
Prohibited:
– Violating laws or third-party rights (e.g., harassment, spam).
– Uploading harmful content (e.g., viruses, infringing material).
– Scraping, bots, or reverse-engineering.
– Commercial use without permission.
We may monitor use and terminate access for violations without notice.
3. Intellectual Property
All Site content (text, images, code) is our property or licensed to us, protected by U.S./international IP laws.
You may: View/read for personal use; share blog links with attribution.
You may not: Copy, modify, distribute, or monetize without written consent.
4. Affiliate Links and Third-Party Services
We participate in affiliate programs (e.g.Booking.com). Disclosure: Links are marked (e.g., “affiliate link”) per FTC guidelines—no extra cost to you, but we earn commissions on qualifying purchases.
We do not endorse, control, or warrant third-party sites/products. Transactions there are at your risk, governed by their terms/policies. We are not liable for disputes, errors, or losses from affiliates.
5. User Content and Submissions
Comments/surveys: You grant us a perpetual, royalty-free license to use, modify, and display them. You represent content is accurate/original and indemnify us against claims (see Section 7).
6. Disclaimer of Warranties
Services are “AS IS”/“AS AVAILABLE” without warranties (express/implied, including merchantability/fitness). No guarantees on content accuracy, affiliate results, or uninterrupted access. Use at your own risk.
7. Limitation of Liability
To the fullest extent allowed by law, SwiftBuyHub, affiliates, and providers are not liable for:
– Indirect/consequential damages (e.g., lost profits, data loss).
– Any damages > $100 USD (or fees paid to us, if any).
This cap applies to all claims (contract, tort, etc.), even if advised of risks. Exceptions: Gross negligence, fraud, or data breaches from our willful misconduct (where law prohibits limits). For data breaches, liability is capped at direct damages only, with mutual indemnity if your breach causes ours.
8. Indemnification
You agree to defend, indemnify, and hold harmless SwiftBuyHub, its officers, employees, affiliates, and agents from all claims, losses, liabilities, damages, costs (including reasonable attorneys’ fees) arising from:
– Your use/misuse of the Site/Services/affiliates.
– Your violation of these Terms, Privacy/Cookie Policies, or law.
– Your content/submissions (e.g., IP infringement, defamation).
– Third-party claims from your interactions (e.g., affiliate disputes).
We will provide notice of claims and reasonable cooperation (at your expense).
9. Privacy
See our Privacy Policy for data handling; Cookie Policy for tracking.
10. Termination
We may suspend/terminate access anytime for violations. You may stop using the Site. Provisions (e.g., IP, indemnity) survive termination.
11. Governing Law and Disputes
Governed by Delaware, U.S. laws (no conflicts). Exclusive jurisdiction: Delaware state/federal courts. You waive jury trials and consent to venue.
12. Changes to Terms
Updates posted here; continued use = acceptance. Email notice for material changes to subscribers.
13. Miscellaneous
Entire agreement (with Policies). Severability: Invalid parts don’t affect rest. No waiver unless written. Force majeure excuses delays.